Hello lovlies,
This is the second post for my three post series all about my university tips. If you haven't seen my first post you can read it here. This one will be talking about probably one of the most important things to do when going off to university. SAVING MONEY.
Student finance is great but they don't always give you a lot to live on and receiving a low amount of money can make leaving home so daunting. But... even though I can't offer real money there are loads of ways that you can save some dollar!
1. Budget!!!
Budget your money and stick to it. Remember you're a student now. By giving yourself a budget it means you can see exactly what you need and how much everything will be. You can also take note of what you are spending your money on either weekly or monthly and if you are over spending you can look back and see what you need to cut out.
2. FRESHERS
Don't spend your entire bank during freshers, you'll have at least 3 more months until your next loan and living on pot noodles and toast isn't fun. We all know that having a huge lump sum of money dropped into your bank account during freshers is super tempting but give yourself a budget and don't go crazy.
3. Forget about your car
Driving is great and I loved my car but the fact is you won't need it. If you have a car the best thing to do would be sell it. This way you'll make some extra cash! Normally when you go away to university everything is a walkable distance away.
4. Student discount
Tonnes of places offer student discount now. You can either buy an NUS card or use the unidays app. Whenever you go somewhere all you need to do is search to see if they offer discount or simply ask. Both of these offer discount on things such as shops, restaurants and even hotels.
5. Get a student bank account
Not everyone wants to use an over draft but loads of banks now offer student accounts that give you an interest free over draft. (Basically you can borrow money and not have to pay any interest on it.) Even if you don't ever have to use your overdraft it's much safer to have it incase anything does happen. Just remember, don't be tempted to start spending it all on things you really don't need. *Clothes... makeup... ect... *
I used all of these tips in my first year and will most probably be using many of them again. You could even use some of these if you aren't going to university but just want to save some money. Keep an eye out for my last post about saving money and you can read my previous post here. I hope they help and a huge good luck to anyone going away this month to university!
Love B x
